Author name: CBM Staff

Autumn Maintenance Tips for Business Owners

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Autumn Maintenance Tips for Business Owners The changing seasons are an excellent time for property inspection and cleanup. You might have missed maintenance issues over the summer. Or maybe the heat and rain brought new issues to the surface. Add these tasks to your maintenance rundown to prevent injuries and damage. Repair outdoor walking surfaces […]

Autumn Maintenance Tips for Business Owners was first posted on Commercial Insurance for Delaware Business.

AI: Opportunities, Risks and Insurance Considerations for Businesses

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Unpacking AI: Opportunities, Risks and Insurance Considerations for Businesses Generative artificial intelligence (AI) programs like Open AI’s ChatGPT and Dall-E thrust AI into overnight stardom. Generative AI is a processing tool built on deep machine learning that can digest colossal amounts of data. It can synthesize, translate, analyze and summarize dense information in a human […]

AI: Opportunities, Risks and Insurance Considerations for Businesses was first posted on Commercial Insurance for Delaware Business.

Auto Hacking Coverage for Commercial Vehicles

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Auto Hacking Coverage for Commercial Vehicles Modern cars and trucks work in concert with telematics for safer driving, increased fuel economy and fewer delays. But connected vehicles are also bringing cybersecurity and cyber liability coverage into focus. Electric vehicles (EVs) have highly computerized systems that need updates and repairs, making them vulnerable to cyberattacks. And […]

Auto Hacking Coverage for Commercial Vehicles was first posted on Commercial Insurance for Delaware Business.

Travelers, Beware of Juice Jacking at Public Charging Stations

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Cyber Bytes: Travelers, Beware of Juice Jacking at Public Charging Stations A public charging station is a welcome convenience when your device’s battery is running low. Airports, rest stops, hotels and malls usually have places to charge your devices, but cybercriminals know about these amenities, too. The FBI and Federal Communications Commission (FCC) have warned […]

Travelers, Beware of Juice Jacking at Public Charging Stations was first posted on Commercial Insurance for Delaware Business.

What Is Inland Marine Insurance?

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What Is Inland Marine Insurance? Not Just “Marine” Items You Own. Don’t be fooled by the term “marine” in inland marine insurance: It’s a kind of insurance that covers property shipped over land. Ocean marine insurers first offered the coverage, so the word “inland” distinguishes it from cargo shipped by sea. Today, many insurers offer […]

What Is Inland Marine Insurance? was first posted on Commercial Insurance for Delaware Business.

Home Insurance Has Limited Protection for Jewelry

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Your Home Insurance Has Limited Protection for Jewelry Whether it’s a single engagement ring, an heirloom set or a large collection you bought for yourself, your jewelry needs insurance. Yet most homeowners insurance policies limit the amount of coverage to $5,000 or less. That might not even be enough to cover a single piece, much […]

Home Insurance Has Limited Protection for Jewelry was first posted on Commercial Insurance for Delaware Business.

Your Town’s Fire Rating Affects Your Home Insurance

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Your Community Can Fire Rating Affects Your Home Insurance Many factors affect your home insurance rates. Some have to do with the age, location and structure of your home. Others concern local crime rates, school districts and weather hazards. But there’s one factor that homeowners and homebuyers rarely know about: the community’s fire rating. This […]

Your Town’s Fire Rating Affects Your Home Insurance was first posted on Commercial Insurance for Delaware Business.

How Do You Manage Your Online Privacy?

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Cyber Bytes: Ways To Manage Your Online Privacy There are plenty of reasons for an undo-and-destroy button when posting content online. An unfortunate post could get downloaded or screen captured within seconds, taking it out of your hands and leaving it for others to control forever. But what if: You didn’t update or authorize the […]

How Do You Manage Your Online Privacy? was first posted on Commercial Insurance for Delaware Business.

How Do You Manage Your Online Privacy?

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Cyber Bytes: Ways To Manage Your Online Privacy There are plenty of reasons for an undo-and-destroy button when posting content online. An unfortunate post could get downloaded or screen captured within seconds, taking it out of your hands and leaving it for others to control forever. But what if: You didn’t update or authorize the […]

How Do You Manage Your Online Privacy? was first posted on Commercial Insurance for Delaware Business.

Hammer Out Insurance Before Renovating Your Home

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Hammer Out Insurance Before Renovating Your Home A home renovation can add value to your property and make it more livable. But before you hire a contractor, make sure you have the right insurance coverage in place. You may need to increase your homeowners insurance or purchase a builders risk policy. Whether you’re completely remodeling […]

Hammer Out Insurance Before Renovating Your Home was first posted on Commercial Insurance for Delaware Business.

Sharing the Risk: You May Need Multiple Insurers

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Sharing the Risk: Is One Policy Enough? Sometimes it’s difficult to get enough insurance coverage from a single insurer for your company’s needs. Perhaps you have an outsized risk or your industry is facing higher claims payouts than the insurers can cover. You might want to have more than one insurer cover your property or […]

The post Sharing the Risk: You May Need Multiple Insurers appeared first on Commercial Insurance for Delaware Business.

Delaware Springtime and Your Health

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Springtime and Your Health Spring is in the air! That means temperatures are rising, flowers are blooming and sap is flowing. The colors, fresh smells and sunshine have returned. Of course, it also means emerging wildlife, plants and pollens. While you may be willing to live with these irritants just to get outdoors, you can […]

The post Delaware Springtime and Your Health appeared first on Commercial Insurance for Delaware Business.

Business Insurance Renewals Often Mean Changes to Terms

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Business Insurance Renewals Often Mean Changes to Terms Commercial insurance rates are increasing on nearly every line of coverage thanks to a rise in the frequency and severity of claims. And business owners are noticing significant premium hikes at policy renewal time. What might not be as apparent are: Changes to policy requirements New coverage […]

The post Business Insurance Renewals Often Mean Changes to Terms appeared first on Commercial Insurance for Delaware Business.

What Can an Independent Insurance Agent Do for You?

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What Can an Independent Insurance Agent Do for You? Looking to change your auto insurance, cover your home for damage or get liability insurance? An independent insurance agent can help you with all of these needs. What makes independent agents different from “captive” agents, who represent a single insurance company? More importantly, what can an […]

The post What Can an Independent Insurance Agent Do for You? appeared first on Commercial Insurance for Delaware Business.

Soggy Soil Can Lead to Uninsured Home Damage

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Soggy Soil Can Lead to Uninsured Home Damage A dripping spigot, a soil depression against your house or a yard graded toward your foundation can lead to soggy soil. Having soggy soil next to or near your home can cause serious damage that isn’t insured. Depending on the foundation of your home, you have several […]

The post Soggy Soil Can Lead to Uninsured Home Damage appeared first on Commercial Insurance for Delaware Business.

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