Soggy Soil Can Lead to Uninsured Home Damage A dripping spigot, a soil depression against your house or a yard graded toward your foundation can lead to soggy soil. Having soggy soil next to or near your home can cause serious damage that isn’t insured. Depending on the foundation of your home, you have several […]
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Soggy Soil Can Lead to Uninsured Home Damage A dripping spigot, a soil depression against your house or a yard graded toward your foundation can lead to soggy soil. Having soggy soil next to or near your home can cause serious damage that isn’t insured. Depending on the foundation of your home, you have several […]
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Cyber Bytes: Outsourcing Your Cybersecurity and IT Services Cybersecurity and IT compliance are requirements in today’s business landscape. Criminals target businesses that don’t keep pace with cybersecurity and incident response planning, especially small to midsize companies. Depending on the scope of a data breach, the direct and indirect costs can cripple or bankrupt a business. […]
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Business Interruption Can ImpactYour Supply Chain Bloomberg reports that “a massive hurricane, a historic drought, and 16 other major disasters across the US collectively racked up $165 billion in damages and killed at least 474 people in 2022,” according to a recent National Oceanic and Atmospheric Administration analysis. When weather events like this occur, you naturally […]
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Before You Give Up on an Insurance Claim It’s no fun being on the receiving end of an insurance claim denial. But you can do a few things to help prevent or appeal a claim denial. Provide documentation when filing your initial claim It’s your responsibility to prove your loss, not the insurance company’s. Depending […]
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Conducting an Effective Incident Investigation Knowing how to conduct an effective incident investigation is an important part of your safety culture. Too often, investigations become fault-finding ventures that neither determine the root cause of the incident nor prevent similar incidents from happening again. Incident reports often say that an employee was not paying attention to […]
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First-Time Homebuyer? Why Insurance and Maintenance Matter Buying a home is an exciting and fraught endeavor. Getting caught up in a bidding war is easy when you want a home badly. Or maybe you’re casting your net wide and would be happy to secure any house on your list. A trusted friend or family member […]
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Don’t Put Background Checks on the Back Burner Background checks are a valuable part of your hiring process. They can assess and confirm a candidate’s experience and qualifications, making sure they’re the right match for your needs. These screenings can also help you avoid litigation related to negligent hiring. But, without proper strategies in place, […]
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Your Vehicle Ready for Winter Weather? Winter is on its way with cold temperatures, fog, snow and ice. Now is the time to prepare your vehicle for hazardous conditions and treacherous driving. Make sure you do the following to be ready: Ensure that all fluids are at their proper levels. In cold winter temperatures, it is […]
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Are Your College Kids Covered Under Your Insurance? It’s a mixed bag of emotions when the day arrives to send your child off to college. It often signifies the next steps into adulthood with greater autonomy, less oversight and a lot of planning. As you hug them farewell, you’re not thinking about insurance — leave […]
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Holiday Safety Basics According to Electrical Safety Foundation International, falls involving holiday decorations account for about 5,800 emergency room (ER) visits every year. And injuries involving extension cords account for about 4,000 ER visits a year. The holiday season is full of distractions, stressors and tasks that increase our exposure to hazards. Here are some […]
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10 Essential Christmas Tree Safety Tips to Avoid a Tragedy This Holiday Season Every year, Christmas trees start fires. While these fires aren’t common, they tend to be very serious, resulting in costly damage, property loss and even loss of life. According to the National Fire Protection Association, Christmas tree fires between 2013 and 2017 […]
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6 Ways To Avoid an Insurance Claim This Thanksgiving Thanksgiving is a wonderful holiday, filled with food, friends and family — especially after last year’s canceled plans due to the COVID-19 shutdown. But turkey day can also bring its share of risks and accidents. Here are six tips on how to lower your chance of […]
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Tips for Holiday Food Safety For most Americans, the holidays are all about food, fun, and merriment. But for the Food and Drug Administration (FDA), the holidays mean more foodborne illnesses. That’s because certain popular holiday foods and food practices can increase the risk for foodborne illness. As you prepare your holiday feasts, remember that […]
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Halloween Safety Tips Dressing up, trick-or-treating and home decorating are all part of celebrating Halloween. It can be fun and enjoyable for homeowners, kids and parents, but it requires some planning. Costume design Every year, people are seriously injured because of poor costume design. Face masks can limit visibility and breathing. Wrapped cloth can prevent […]
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